Behavioral Science

Add a title
#F2F2F2
NaN
true
false
Pipe Position
Image
Add a title
#F2F2F2
NaN
false
false
Pipe Position
Image
Add a title
Hex Color
NaN
false
true
left
Image

When you can better understand human behavior, you can more effectively predict it – and change it.     

Benefit from 69ɫƬ's behavioral science expertise. We are specialists in the “why” of life and health insurance decision-making.

Our mission is simple: to help insurers create products, policies, and communications that reflect how people really do think and behave rather than how we think they should think and behave.

Curious? So Are We. 
Explore Our Case Studies.

Add a title
Hex Color
NaN
false
false
Pipe Position
Image
Add a title
Hex Color
NaN
false
false
Pipe Position
Image

What is Behavioral Science?

Behavioral science combines insights primarily from psychology, sociology, neuroscience, and economics, with advanced research methods, data science, and real-world experiments. 69ɫƬ's track record proves our evidence-based approach, anchored in behavioral science principles, can transform small changes into big results

 

Add a title
Hex Color
NaN
false
true
left
Image
Add a title
#f2f2f2
NaN
false
false
Pipe Position
Image

Why Partner with 69ɫƬ?

Add a title
#f2f2f2
NaN
false
false
Pipe Position
Image
Add a title
#000000
NaN
false
false
right
Image

Evidence-Based 69ɫƬ

Whether you are seeking to explore alternative distribution, reach underserved markets, improve application accuracy, or improve customer retention and satisfaction, our evidence-based behavioral science approach empowers you to create more effective, efficient, and ethical solutions. Simplify underwriting journeys to improve disclosures, reduce completion times, and increase customer satisfaction.


 

Add a title
#ffffff
NaN
false
false
Pipe Position
Image

Optimal Outcomes 

  • Optimize product design and distribution. We align propositions and messages with the psychological drivers for seeking insurance coverage
  • Create quote and policy wordings that increase customer comprehension
  • Improve targeting, messaging, and customer experience for digital journeys
  • Enhance the motivational power of health and wellness programs
  • Help disability income policyholders return to work quickly and safely 
Add a title
#f2f2f2
NaN
false
false
Pipe Position
Image

You Might Also Be Interested In ...

Claims

We combine deep technical knowledge and a proven methodology – coupled with a key ingredient: a human approach. 

Underwriting

When challenges emerge, the world's underwriters turn to 69ɫƬ. See why.

69ɫƬctual

69ɫƬctual explores the latest trends influencing the insurance industry and the innovative ways 69ɫƬ and its partners are rising to meet challenges via products and distribution, research, and social engagement. 
Add a title
#000000
NaN
false
false
Pipe Position
Image
Add a title
Hex Color
NaN
false
true
right
Image
A father sits on a park bench with his son and helps the child adjust his headphones.

It's Time to Humanize Product Development

69ɫƬ's expertise, experience, and evidence-base also power the proprietary I.N.S.U.R.E. M.E. model, an initiative that behaviorally optimizes insurance solutions from concept to launch, or at any point in between. 

Add a title
#f2f2f2
NaN
false
false
Pipe Position
Image

Let's Connect

Add a title
#000000
NaN
false
false
Pipe Position
Image
Add a title
Hex Color
NaN
false
false
Pipe Position
Image
ROSEMARY CRUZ
Rosmery Cruz
Executive Director
Behavioral Data Science
Risk and Behavioral Science
69ɫƬ
Peter Hovard
Peter Hovard
Lead Behavioural Scientist 
Risk and Behavioral Science

Our Team is Here to Help

Let’s work together to create tangible, monetizable improvements with behavioral insight from 69ɫƬ.  

Contact Us

Add a title
Hex Color
NaN
false
false
Pipe Position
Image

More Insight from 69ɫƬ