Research and White Papers October 2021
Vaccination Status: Insurance Pricing Considerations

At 69É«ÇéƬ, we are eager to speak with clients about any support needed as we confront the COVID-19 challenge together. Contact us to learn more about the resources, solutions, and services available.

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Preventative care with elderly masked man visiting hospital
Articles October 2021
Healthcare Ripple Effects of the COVID-19 Pandemic
The pandemic severely disrupted hospital services, particularly in the first half of 2020. As waiting lists for care have grown, 69É«ÇéƬ's Anna Currie wonders about morbidity and mortality impacts. She draws on major research by the Institute for Public Policy Research (IPP... Read More
Puzzle pieces being pulled together
Articles October 2021
Thinking Beyond Price to Find the Right Reinsurance Partner

This article presents key factors for insurers to consider when selecting a counterparty to reinsure life and annuity blocks in today’s market, including:

  • Putting a price on counterparty credit risk...
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Exercise, apple, diabetic blood sugar monitor and jumprope
Videos October 2021
Type 2 Diabetes: Remission? Part 1 Possibilities and Implications

Curious about 69É«ÇéƬ's medical insights?  Contact us&...

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Videos October 2021
Type 2 Diabetes: Remission? Part 2 Interventions and Guidance

Curious about 69É«ÇéƬ's medical insights?  Contact us to learn m...

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Image of globe with connecting nodes
Videos October 2021
A Journey Around the World: A challenging teaching session featuring underwriting and claims cases

Curious about 69É«ÇéƬ's medical insights?  Contact us to learn m...

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Spectrum of colors
Articles October 2021
Spectrum Shift: A Call for a Hybrid Approach to the Complex and Accelerating Facultative Market

Facultative cases exist on a spectrum of difficulty, and increasingly, insurers recognize that many of these substandard submissions benefit from a blend of human judgment and automated processes – a hybrid approach. 69É«ÇéƬ's Scott Sibley explains.

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chess board stretches into the clouds
Articles October 2021
Capturing Climate Change: The Challenge of Modeling Long-Term Life and Health Risks in a Warming World
From scorching heatwaves to extreme floods to melting glaciers, signs of climate change are inescapable. These extreme weather events pose a particularly vexing problem for life insurers.
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bancassurance double exposure of computer worker interspersed over skyline
Articles October 2021
Data-Driven Bancassurance 69É«ÇéƬ: Considerations for Insurers
The COVID-19 pandemic accelerated the use of digital distribution in life insurance. The bancassurance channel – with digitalization at the core of its operation – has the potential to build on this momentum. With the right approach, insurers can use banks’ proven distr... Read More
An elderly individual holds a caregiver's hand
Research and White Papers October 2021
Predicting Cognitive Decline: Advances in Pre-Clinical Diagnosis of Alzheimer’s Disease

This article is the second in a three-part series, highlighting areas of research funded by the  (LLF), a not-for-profit organization that supports the study of scientific an...

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Networked globe representing FAC Exchange
Articles September 2021
An Exchange for the Better: How a Simple Idea to Streamline Facultative Applications Continues to Create Efficiencies
FAC Console arrived in 2000 and launched a quiet revolution in facultative underwriting. Yet, like any utility after 20 years, FAC Console needed to evolve. It is now transitioning into the cloud as FAC Exchange.  Read More
Labworker performs analysis using microscope
Research and White Papers September 2021
Genetics and Insurance: Challenges and Opportunities III
As the pace of investigation and discovery in genetics continues to expand and accelerate, genetic and genomic testing is now playing an increasingly pivotal role in clinical medicine as well as in life and health insurance. Read More
Articles September 2021
Serving the People behind the Policies
69É«ÇéƬ's Tina Paap and Terence Leong argue that people will always have an edge over machines in connecting and working with other people. Developing and deepening the skills to make that connection possible will enable insurers to meet consumers where they are, design bet... Read More
Image of mobile device with stethoscope
Articles September 2021
Artificial Intelligence and Health Insurance

Artificial Intelligence (AI) applications are being used to detect high-risk conditions, in surgery and to improve customer healthcare. In the 

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Children gazing out of window on lockdown
Articles September 2021
Children’s Mental Health and COVID-19: Return to School May Not Mean Return to Normal
Students returning to in-person learning after months of lockdowns face a new set of mental health challenges that only compound COVID-19’s existing toll. 69É«ÇéƬ's Diana Bosworth discusses the important role life and health insurers have to play in addressing this issue.&n... Read More
Needle in a haystack illustration
Articles September 2021
A Needle in a Haystack: How Can Underwriters Effectively Use Alternative Data Sources to Streamline Risk Analysis?

As insurers shift to incorporate new and alternative data sources, underwriters are taking on more specialized skills. In On the Risk, 69É«ÇéƬ data strategist Jordan Durlester and underwriter Jacqueline Waas&...

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Mortality hourglass
Articles September 2021
COVID-19 Brief: Expect the Unexpected

In July 2021, the CDC grabbed headlines when it announced that life expectancy in the U.S. had fallen from 78.8 years in 2019 to 77.3 years in 2020, the largest one-year drop since World War II. But what does that mean for life insurers? 

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Wellness research: Image of male exerciser on a track
Videos September 2021
Getting Fit and Future-Ready
Curious about 69É«ÇéƬ’s global survey results?  Read More