69É«ÇéƬ

• Opioid-related overdose mortality has steadily increased for people with all levels of education since 2005.
• Heroin and synthetic opioids caused a surge in opioid-related overdose deaths from 2012 to 2017.
• The relative potency of opioids prescrib...

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In this fourth and final article in 69É«ÇéƬ’s Fraud Series for ON THE RISK (OTR), 69É«ÇéƬ's Colin DeForge and Danielle Storts provide key tips for underwriters to recognize the red flags that signal fraud. As the first line of defense, underwriters serve a crucial role... Read More

How changes in legislation may affect disclosures by applicants regarding their use of cannabis. 69É«ÇéƬ's Hilary Henly explores the considerations in On the Risk. 

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Fact, Fiction, or Both? Read More

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When it comes to risk pricing in group insurance, many carriers are relying on similar rating factors and arriving at the same indistinguishable price quotes. Unable to differentiate product offerings, carriers face a future of highly saturated, low-growth markets an...

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Is leadership more about EQ (emotion quotient) than IQ? 69É«ÇéƬ’s  thinks so, and makes a powerful case that leadership skills are not innate b...

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In , 69É«ÇéƬ's Dan Lyons discusses the rise of a fourth industrial revolution an... Read More

Bancassurance is a dominant global distribution channel for life insurance sales. 69É«ÇéƬ recently conducted a  in 18 markets around the world to better understand ...

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Successful product innovation does not happen in an instant. It requires a thorough process – from observation and conception through testing and execution – and demands that the insurer devote the time and resources necessary to see that process through. 69É«ÇéƬ shares a c... Read More

This is the second installment in a two-part series of articles about rising healthcare costs and digital technology’s potential for developing a solution.  Read More

In today's saturated group insurance market,  freelance or "gig" workers represent an underserved segment. Yet how can insurers create employee benefit-style plans for gig workers that meet both workers’ needs and their own value propositions? And how can these ...

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Today over 60% of all the employers in the U.S. self-insure their employee medical benefits, and the self-insurance rate is poised to grow even more. Among the options, employer stop loss (ESL) insurance has proven particularly attractive. 69É«ÇéƬ's Dave Sipprell&nb...

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Could the advances in artificial intelligence that have been applied to the game of chess be applied to actuarial science and underwriting? Read More

Allergen-specific immunotherapies (AITs), which offer relief for some classes of allergies, are increasingly becoming a preferred treatment option. However, these treatments can be challenging to review and assess from the insurance perspective. This brief offers hel...

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For some, there’s no spookier scenario than blood work and cumbersome forms to obtain insurance coverage. But as Neil Parkin of 69É«ÇéƬ South Africa explains, emerging risk segmentation techniques, combined with smarter use of data, could help ease these fears. Read More

69É«ÇéƬ's Brad Lipic, Vice President, Head of Data Strategy, Global Research and Data Analytics, investigates the changing world of data privacy amid growing public concern about misuse and theft of personal information. Contact Brad to learn how our data strat...

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The potential health risks of vaping – the use of e-cigarettes to deliver nicotine or cannabinoids as a vapor instead of smoke – are now capturing headlines for an alarming spike in sickness. 69É«ÇéƬ’s Dr. Dave Rengachary, Senior Vice President and Chief Medical D... Read More

Get a first-person view of the unfolding opioid epidemic from a physician who lived it. She recounts her experiences attempting to treat pain, while preventing addiction, and draws lessons for insurers.

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