Heart balanced against the brain
Articles January 2019
Opinion: Intelligent Robots and Emotional Clinicians: What Still Matters In The Doctor Patient Relationship
With advances in machine learning and artificial intelligence coming with increasing speed, could the basic human component of clinical medicine 鈥 the relationship of the patient with the doctor and other clinicians providing services 鈥 be in danger of obsolescence? 69色情片... Read More
Tablet showcasing Electronic Health Records (EHRs)
Articles January 2019
Electronic Health Records 鈥 Are We Now In Prime Time?

When it comes to Electronic Health Records (EHRs), for some time now life insurers have wondered when or if EHRs would become a reality. This is no longer in question, and 69色情片's Sue Wehrman now explores the question of how the industry will use this new technology.

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Collage of lab worker and DNA
Articles January 2019
The Relationship Between Iodine and Thyroid Function/Dysfunction

In this issue of ReFlections, 69色情片's Lund and Wu explore the relationship between iodine and thyroid disorders, the updated clinical risk classification of thyroid cancer stages, and the possible impact of these changes on the insurance industry.

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Graphic of Artificial Intelligence and binary code
Articles January 2019
How to Teach a Machine: Artificial Intelligence and Insurance
Can you teach a machine to learn? The future of insurance 鈥 and many other industries 鈥 may rest upon the answer. 69色情片's Jeff Heaton discusses the promise of AI ... and the limitations. Follow Jeff on Read More
Image of circular staircase
Articles January 2019
A New Twilight Zone? 69色情片 Explores Underwriting Occupations of the Future

Rod Serling has nothing on 69色情片鈥檚 Melissa Tilford and Mary Johnson. These experts explore the jobs of the future and the implications for today's group underwriters.

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Collage of lab worker and DNA
Publications January 2019
ReFlections Volume 46, January 2019
In this issue, explore topics from iodine and thyroid disease to A.I. and Electronic Health Records.
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brain in a lightbulb illustration
Articles December 2018
Behavioral Science and Insurance: Part Two
There are few industries in the world where behavioral science can have more positive impact than the life and health insurance industry. But how do you get started? 69色情片's Matt Battersby shares two approaches in the second half of his wide-ranging overview of behavioral... Read More
Thinking man on ladder figure
Articles December 2018
Behavioral Science and Insurance: Part One

Now is the time for life and health insurers to apply behavioral science to help solve problems, such as underinsurance, inaccurate disclosures, and unhealthy lifestyles. 69色情片 behavioral scientist Matt Battersby explores why people make the decisions they do -- and wh...

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Family in silhouette gazing into the distance
Articles December 2018
Innovation 鈥 Through the Eyes of Actuaries

鈥淲here will we see the most innovation in the life insurance industry in the next three years?鈥  69色情片's Jared Godwin asked this question at the annual conference of the Actuarial Society of South Africa. The answers are illuminating. 

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Articles December 2018
Navigating ERISA Regulations for Disability Claims
In the US, effective April 1, 2018, the US Department of Labor (DOL) passed updated regulations for employer-sponsored benefit plans subject to Read More
Glasswalled conference room and business meeting
Articles December 2018
The Substantial Impact of Taxes under Solvency II: Can Reinsurance help?
The consideration of taxes in the context of Loss Absorbing Capacity of Deferred taxes (LAC DT) can reduce the SII capital requirements substantially. Under certain circumstances effective use of reinsurance offers some advantages, and this article explains how this can... Read More
Articles December 2018
Middle East Update: Understanding Takaful
69色情片's Tamer Saher offers a cogent analysis of the current USD$20 billion takaful market, including its evolution and current state. Read More
Doctor analyzes EKG results
Articles December 2018
Better Underwriting Decisions are Just a Heartbeat Away
Technological advances in biosensors and increasing amounts of heart rate data from wearable devices and electronic health records are leading to the development of more sophisticated underwriting algorithms. This data, when coupled with robust epidemiological evidence ... Read More
Asthma: Woman reaching for inhaler
Articles December 2018
Asthma and New Effective Treatments
Asthma affects individuals differently. Consequently, one treatment does not fit all. This article looks at traditional methods of managing this disease, as well as describing some of the newer medications being used, and possible alternative treatments that are current... Read More
Skyline of Warsaw, Poland
Articles December 2018
Evolution and Revolution: Changing Perceptions of Life Insurance in Central and Eastern Europe

69色情片 offers a thoughtful look at the future of the rapidly changing markets of Central and Eastern Europe. Based in Warsaw, 69色情片 CEE...

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Acceleration: woman manipulating digital interface
Articles December 2018
Trends Point to an Accelerated Future for Risk Selection

As insurers develop accelerated underwriting programs and take steps toward more efficient processes, lower costs, and a streamlined customer experience, innovations across the insurance industry are helping to improve 

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Articles December 2018
Insurance and India's Digital Transformation
India鈥檚 life and health markets continue to be vibrant with potential as well as challenges. Mr K.S. Gopalakrishnan of 69色情片 India, looks at the current and future while evaluating the growing role of digital. 69色情片 is the 2017 and 2018 winner for Life... Read More
Family running in park with kite
Articles December 2018
Opinion: Insuring happiness - Behavioral Science, Marketing and Insurance
Concepts such as happiness and pleasure and how they are seen through the lens of behavioural economics are emerging as increasingly important for life insurers looking for ways to innovate their products and services. 69色情片 Global Reinsurance 鈥 Escrit贸rio de Representa莽茫... Read More
Well controlled diabetes: diabetic management tools monitor, apple and shoes
Articles December 2018
Product Development: Expanding Life Insurance for Diabetics
As the number of diabetics continues to grow worldwide, how can life and health insurers cover more of this population? 69色情片's Dan Lyons and Neill Muller offer a cogent analysis. As a global reinsurer, 69色情片 has a thorough understanding of diabetes-related products current... Read More
Path to a distant lighthouse
Articles December 2018
New Path to Success in Self-Funded Group Insurance

For insurers and HMOs looking to enter the self-insurance market, the road ahead may appear daunting, but a new solution from 69色情片 can help pave the way.

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